Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ben

Process takes too long

Overall I am happy with my insurance. I just wish it didn't take up to a month to get reimbursed. That can be a long time to go without reimbursement.
5

out of 5

POSTED: | BY: Gretchen

Excellent service

I couldn't be more pleased with your service. It also gives me comfort to know that I can do whatever is necessary to make sure that my Dobby is healthy and cared for.
3

out of 5

POSTED: | BY: Donna

Not sure it’s cost effective

Unfortunately, this coverage doesn’t cover much of anything for which my dog needs medical attention. Spent over $3500 at vet last year, almost $700 in insurance premiums, and got barely $400 covered.
5

out of 5

POSTED: | BY: Ginette

Thank God I have Nation Wide Insurance

I used to say pet insurance is a waste of money, I now thank God I signed up for your insurance. I found out small dogs have more problems than large ones. Lucy is finally doing better and to know I don't have that big vetinary bill to pay is a blessing for me. I have encouraged everyone I know to call Nation Wide and sign up. Pet insurance is not a waste of money.
4

out of 5

POSTED: | BY: CM

Ok coverage, slow reimbursements

Website is really easy to use, coverage is pretty good. My rates just went up $30/month because my dog is 9. Also, reimbursements take almost 30 days to get.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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