Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Nicole Cestaro

Disappointed

We started with VPI when we got our dog almost 7 years ago. When we submitted this recent claim, we were appalled to see the minuscule amount Nationwide gave us back, in comparison to the 75-90% other companies like Trupanion, Embrace, and Healthy Paws awards owners who had pets who had similar spinal surgeries like our dog did . And we pay more as a monthly premium than they do! I am not sure if the policy terms changed during the takeover from VPI, which I know I never decreased her coverage since the day we started., but apparently the policy we have doesn’t cover hardly any of her services. I will be changing to a new insurance company, and will never recommend your company to anyone
5

out of 5

POSTED: | BY: Amy

Security so I can focus on my dog’s well being

Quick claims and peace of mind
1

out of 5

POSTED: | BY: Rae

Usually when you pay for a service you, you know, receive a service

I couldn't give them 0 stars. We submitted some claims when Bobear got sick. Denied all three on the grounds they didn't have records from a few years ago. We didn't have him that long. No one knew where he was at the time period. He'd only been at the shelter a month. They reprocessed the claims and it took them longer than a month to deny all three again with no explanation. It literally told us that it was processed and it was paying out $0. We're likely going to cancel. Thanks for stealing my hard earned money, Nationwide.
5

out of 5

POSTED: | BY: Julie Syverson

Fast response and considerate follow-up

I received great service and a thoughtful follow-up note checking on my pet's health.
5

out of 5

POSTED: | BY: Mark Griffiths

5 Star service

excellent service and timely claim processing!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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