Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

The best insurance!

I took a lot of time researching which company to use and Nationwide is by far superior. The customer service is fantastic.
5

out of 5

POSTED: | BY: Olivia Crayne

So glad i was insured with Nationwide Pet Insurance

My dog recently needed emergency vet care due to extreme pain in his neck. The vet bill including an MRI and pain management ended up costing over $5000. My vet submitted the required paperwork directly to Nationwide and within a month I had a check for the expected amount based on my policy direct deposited into my bank account. I am so relieved I can count on Nationwide to respond quickly and with no 'red tape' to my claims. This was the first claim I have submitted and it was totally painless and I gladly renewed my coverage for another year!
4

out of 5

POSTED: | BY: Emily

Very Helpful

I have been pleasantly surprised by the coverage! It makes me way less hesitant to run to the vet if something seems a little off with my pup!
5

out of 5

POSTED: | BY: Shanda

Thank you so much, knowing the cost of Mavericks emergency surgery was covered was a huge relief.

Thank you so much, knowing the cost of Mavericks emergency surgery was covered was a huge relief.
4

out of 5

POSTED: | BY: Nikkie

Great benefits for a great price

I love Nationwide pet insurance. Fair pricing per month with lots to offer. My only complaint is the refund period is about a month.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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