Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Armand

Grat service from Nationwide

Nationwide is super easy to work with and a great team. They are very punctual and constantly let me know of any updates.
5

out of 5

POSTED: | BY: Becky

Nationwide has always paid what the contract says I should be reimbursed.

Nationwide has been great to work with. The only negative is it seems like the claims process takes a long time. However, they have always reimbursed me what I was expecting. I have not been disappointed.
5

out of 5

POSTED: | BY: Zoe

I highly recommend Nationwide pet insurance to my family and friends!

Nationwide is always very fast about sending reimbursement and providing explanations about coverage. Every phone representative I've talked with has been very courteous and helpful. I've recommended this program to many friends and will continue to do so!
5

out of 5

POSTED: | BY: Andrew Chen

Thank You for all the love and support since day 1.

Best insurance service. Always checking in and caring for our family.
4

out of 5

POSTED: | BY: Ben F

i so appreciate the comprehensive coverage yet I do wish the 30 day payment time frame could be reduced to 2 weeks.

Nationwide is such a blessing to our Golden Doodle. Henry has had food and environmental allergies since we got him at 6 weeks. HE is 2.5 years old now and without Nationwide we would not have been able to financially afford to provide the treatment he needs. Our awesome Vet put him on Appiquol (misspelled) when he was 18 months old and he has done so we'll since. It has been a lifesaver and Nationwide has made it all possible. We love Henry and we so appreciate Nationwide. My wife Anna and I have recommended Nationwide to dozens of our friends who are pet owners.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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