Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim

Great customer service

I love doing business with Nationwide. It's very easy to file a claim, and even easier to receive payment electronically. Having a Great Dane I knew it was important to have pet insurance. I've always been happy with the amount of my refunds, especially after TPLO (knee) surgery! And I really don't think the monthly cost is unreasonable. As long as I have a pet, I will have Nationwide insurance.
5

out of 5

POSTED: | BY: Julio

Very good

It is a very good and trusty company
5

out of 5

POSTED: | BY: Linda

Not aware of limit for illnesses

I appreciate the reimbursement from Nationwide, but I had no idea there was a monetary limit for illnessses.
4

out of 5

POSTED: | BY: Emily

Takes a while but the important things are covered

I love using Nationwide Pet insurance because I have had some late night emergency vet experiences that cost an arm and a leg. My 20 lb dog likes to rough house with my 50 lb dog and things can get a little crazy. My little guy had a torn ligament in his shoulder and was limping for months and we decided to do laser therapy, which was covered by insurance and has so far helped immensely. My only complaint is the time it takes to get the insurance check. It takes about 2 months before you get it back.
5

out of 5

POSTED: | BY: Allyson

Incredible insurance!

Wow! Talk about such a seamless process from start to finish, and how easy to use this insurance is! We are loving our coverage and care so far, and have already received our first reimbursement check in the mail from a wellness visit. Would absolutely recommend!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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