Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Catherine DeGrado

Great Insurance

This is a great insurance! They quickly process my claims. They deposit the funds directly into my account. When I had a problem once, it was resolved quickly.
4

out of 5

POSTED: | BY: Rebecca Winkler

Response To Claims

Claims are taking 30 days for a decision, but could be faster especially when all documents provided or should set expectations as to why taking 30 days. You make great strides at notification when claim received via email, but more notification should occur during process.
5

out of 5

POSTED: | BY: Kimberly Draeger

VPI Nationwide is on your pet's side!

People still cannot believe I have insurance on my dogs. In this case Layla (who is 10) has a history of a corneal ulcer of her left eye. Thank God for this pet insurance...reimbursement on this claim helped. Layla has scarring from the corneal ulcer along with dry eye. We are managing that well with artificial tears. And if she ever has anymore eye issues or an illness I am rest assured that she will be taken care of because I lived and cared enough to provide her coverage thru pet insurance.
5

out of 5

POSTED: | BY: Ken Lyon

Improving

My first claim was delayed because of service issues. This claim was played quickly with no delay.
5

out of 5

POSTED: | BY: Courtney

Not worth it.

Nationwide kept saying I only had a $50 deductable for my dog and her cancer treatments. Don't believe them EVER! They just paid whatever they felt like and I was not reimbursed properly. I tried to call and complain, yet they didn't seem to understand anything. They didn't seem to understand a tumor and cancer are the same thing. It didn't seem to matter to them that we are trying to save my son's service dog. They just want to deny claims instead. So frustrated!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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