Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandy Adams

Glad I purchased pet insurance!

I would recommend this company to other dog owners. The insurance covered a large portion of my dog's teeth cleaning and several sick visits as well. Definitely worth it!
5

out of 5

POSTED: | BY: TERESA ALLEN

love this pet insurance

I adopted a 2-week old kitten and I highly recommend Nationwide pet insurance!
5

out of 5

POSTED: | BY: Donna Fritchman

Best thing you could ever do for your pet

I have used this insurance for all my pets. In two years I have incurred more than 20,000 dollars in vet bills. Nationwide was a lifesaver in covering a majority of these costs. We had an older dog that developed Lymphoma and a dog under a year that had a twisted lung. I never have to worry that I cannot provide treatments for my pets. They even have a policy that covers Well visits and flea tick medicine. That is the plan we have.
4

out of 5

POSTED: | BY: Kevin Bowles

On Our Side, So Far

Nationwide was very prompt reviewing Kilroy’s bills from his treatment following a fall last summer. I was satisfied with Nationwide’s coverage and propmpt handling of the claim. Unfortunately Kilroy developed some serious health problems this winter requiring hospitialization and eventually euthanasia. We’ll see how far Narionwide comes through for us with those.
4

out of 5

POSTED: | BY: Debra Farrell

Good benefits, but payment processing is slow.

The benefits are quite good for illness or injury, but payment is slow.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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