Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeffery Petrich

Skeptic turned fan

The whole process has been easy, I feel I am getting value for the insurance (I also purchased wellness insurance) and I am a converted fan!
5

out of 5

POSTED: | BY: Bertha Davis

Excellent

Having Nationwide Pet Insurance with wellness coverage is a comfort. Every time we go to the vet, it's good to have that added protection against the possible high costs that come with vet visits.
5

out of 5

POSTED: | BY: Lisa

So happy to have this insurance.

My first dog had A LOT of medical problems, and I had no insurance. When I got my second dog, I didn't get insurance for her either (dumb!!!). Unfortunately, she had several issues, and she cost me a fortune too. Between the 2 dogs, I probably could have purchased a nice car with the amount I spent on vet bills. When I rescued Ella, I didn't take any chances. I immediately purchased the best/broadest pet insurance coverage I could find. She's had some minor issues, and it's been great to be reimbursed for 90% of the costs. I'm hoping she doesn't have any major issues in the future, but if she does, I am confident that my out-of-pocket costs will be manageable because of her Nationwide pet insurance! :)
4

out of 5

POSTED: | BY: Ben Goldberg

Process takes too long

Overall I am happy with my insurance. I just wish it didn't take up to a month to get reimbursed. That can be a long time to go without reimbursement.
5

out of 5

POSTED: | BY: Gretchen Underwood

Excellent service

I couldn't be more pleased with your service. It also gives me comfort to know that I can do whatever is necessary to make sure that my Dobby is healthy and cared for.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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