Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jennifer

Cost increased 33% this year

The insurance is decent coverage, and so far every appropriate claim has been covered per the contract. However, the price jumped 33% from one year to the next. They say costs are based on type of pet, age of pet, and where you live. The only thing that changed was my cat went from 4 to 5 years old. They claim that costs don’t increase based on claims, but that feels false based on a 33% jump. If I had known the price would increase this much in one year I would have gone with another company.
5

out of 5

POSTED: | BY: Jennifer

Good

Nationwide pet insurance has been very prompt with payments & cover alot
5

out of 5

POSTED: | BY: Stephanie

Easy

Jax is the second pet I have had coverage on.Never a problem and very easy to deal with.
5

out of 5

POSTED: | BY: Karen

With the VitusVet app it was easy to file a claim and I got reimbursed within a couple weeks.

I had several claims from an emergency surgery and was able to submit everything easily with the app on my phone. It took about 2 weeks but got reimbursed for a good chunk. It was a huge relief.
5

out of 5

POSTED: | BY: Margaret

Awesome service from beginning to end

All I can say awesome servicee
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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