5
out of 5
POSTED: | BY: Claudia Jones
Love nationwide
So far the best instance when I hear about experiences with other companies
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Melissa L
Timing is Everything
My only complaint really is processing time. It takes on average 30+ days to get a claim processed. It’s just tough sometimes waiting that long.
On average car insurance claims take 5-10 days and regular human healthcare claims about 20 days.
I do recommend your insurance company with the caveat about processing time.
Otherwise your company is great, friendly, helpful!!
5
out of 5
POSTED: | BY: Jennifer Smith
Surgery Help
We knew as a puppy that we would have our hands full between the energy and personality and opted for the whole wellness plan with Nationwide. So happy we did. From covering routine wellness checkups, to the big ACL surgery recently they have been a huge help and are quick with turning around claims, even the large ones that set you back and you really rely on that reimbursement. Very happy with their services and the ease of filing claims no matter how big or small.
5
out of 5
POSTED: | BY: Clarisa Webster
Claim was covered
This claim was approved which is great. It was easy to submit claims and i appreciate the explaination of benefits that is provided after claim review. The negative is that sometimes it takes a very long time to hear back after submitting a claim, and other times claims were not approved d/t pre-existing condition that wasn’t actually pre-existing.
4
out of 5
POSTED: | BY: Noelle Snow
Took a long time, but overall good
Overall, I am happy with this plan. There is a learning curve with submitting claims as I didn’t do it correctly at first. It did take 4-5 months for reimbursement, but that is because nationwide contacted my vet themselves after wanting more information than I was able to provide, so I’m sure that slowed the process.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.