Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Mary-Kate FitzPatrick

Incentives for Rescuing pets!

It would be a wonderful incentive to discount the insurance for those who rescued their pets rather than shopped for them - there are so many doggies that need homes that die in shelters. Discounting the insurance would incentivize doggies to get homes because it will be more affordable. I rescued my Saint Bernard, who I insure through Nationwide, and it really would help me financially.
5

out of 5

POSTED: | BY: Marleni Echavarria

The best of the best!

Nationwide is the best. They do semi-full reimbursements. I love it!
5

out of 5

POSTED: | BY: Nancy Masino

Thanks for caring!

Nationwide has always come through for me whenever I contacted them concerning Gracie’s medical issues. As a retiree, veterinary expenses can be an issue but Nationwide has alleviated undue concern.
5

out of 5

POSTED: | BY: Lori

Very Slow

I am very unhappy with your service. I have several outstanding claims from several months ago that I have not received payment for!
5

out of 5

POSTED: | BY: Stephanie perkins

Lovehaving Nationwwide on our side

I never have an issue with submitting claims or getting them paid. I love knowing that my fur-baby is protected in case of an emergency or even just normal day to day health care. I would highly recommend their service.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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