5
out of 5
POSTED: | BY: D. Cain
Easy Application Experience...
Very easy. This only took a few minutes.
Read more on Trustpilot
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Brandi
Choosing coverage was difficult
The page for selecting coverage was confusing and difficult to use. I do generally struggle to make decisions, but my previous pet coverage was very intuitive and easy to decide on what I wanted. In this case, I wasn't entirely sure what I was getting until clicking on 'coverage details' and I was printing that to then compare it to the other options. It felt like a lot of unnecessary back & forth. I saw there was a comparison link, but it didn't seem to always show exactly what I was choosing. For instance, it had checkmarks for the additional wellness benefits like spay/neuter/dental under the $450 coverage and I don't believe that is correct. I'm not sure if it was just glitched from all the changes I was making or what, but it definitely didn't give me any confidence in helping to guide my decision. It would also be nice if the comparison chart included the amounts for the wellness coverages like it does in the coverage details page. I'd like to add that it definitely took me way longer than I would like to admit choosing a plan simply because I kept getting confused about what exactly I'd have to pay out of pocket. It would be nice if the deductible amount was actually calculated into the accident and illness example amounts or it was at least shown under it with an asterisk to indicate that it could also cost that additional amount if it hasn't been paid through another claim already, because hopefully most dogs aren't having multiple accidents throughout the year. Anyway, if those things were improved, it would make the whole experience better. I did also have trouble just trying to retrieve my previous quote, so I had to start fresh instead. This actually happened twice. Thank you for trying to improve!
1
out of 5
POSTED: | BY: Jerry Tippett
I was told one price and then was…
I was told one price and then was charged double.
5
out of 5
POSTED: | BY: Lenora
Very up front regarding costs and…
Very up front regarding costs and coverage. Process was easy.
5
out of 5
POSTED: | BY: Caroline
Franklin made it extremely easy to sign…
Franklin made it extremely easy to sign up for pet insurance for our dog Chief
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.