Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Heidi Lee

Don't use them. They are baiting and switching.

I paid them for my cats for over 15 years. Now they cancelled me and migrated me to a policy that only pays 50%. My old policy paid about 90 %. I made no claims for about 13 years. And so far, I have probably paid $25k to $30K for my two cats and used less than $3k. Apparently, they dropped hundreds of thousands of their insureds' policies, mainly those who were elderly, or maybe already had some health issues from what I have found on the internet. For me one of the biggest reasons for having this was to have peace of mind when they got older. I cannot go to another company now due to pre-existing issues now that they are old. I am getting constant commercials for Nationwid right now. It is like putting salt on the wound, and I can't bare to hear them advertise about how much they care. This is obviously one fat lie. They take your money when they are healthy and drop you later leaving you poorer and in the dust. Shame on them. In Massachusetts there is a class action lawsuit re this.
5

out of 5

POSTED: | BY: Deborah Lief

Easy to add a new pet.

Easy to add a new pet.
4

out of 5

POSTED: | BY: customer

My insurance through you is new for my

My insurance through you is new for my card. I haven’t had to Use it just yet.
1

out of 5

POSTED: | BY: custom

No contact

Well, I applied for pet insurance and paid the fee. Once it all got sent and done it said that it was being reviewed with the underwriters and I would be notified if approved and once my policy takes affect. Aside from this email asking me made to review them, I haven’t received any other information of whether I have policy or not despite the fact that I’ve already paid.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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