Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: cus

The agent explained the coverage well.

The agent explained the coverage very well. He did not pressure me, when he gave me my quote. He was friendly, informative, and knowledgeable.
5

out of 5

POSTED: | BY: Halli

Fast and informative

The agent was fast and knew the answers to my questions
3

out of 5

POSTED: | BY: Lyda Kiser

Difficult to navigate

For the first pet, it did not give me the option to add another pet so I had to do a separate application. I am hoping I will still get the multi-pet discount. I also had different options for the second pet, with no explanation and my vet wasn't listed which was frustrating
1

out of 5

POSTED: | BY: customer

No dental just because he has a little…

No dental just because he has a little tarter???????
5

out of 5

POSTED: | BY: Carol

New policy

I spoke to Rosie and she was extremely knowledgeable, friendly, and very helpful. She made the process of obtaining insurance for our new pet, and possibly switching another pet to the more current insurance, very easy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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