Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Adrienne Trim

Happy Customer

We have had a great experience with Nationwide regarding Arya's policy. every claim has been processed promptly and just as we expect. We have never had to question the processing of Arya's claims. This is our first experience with Pet insurance and we could not be happier. Thank you
5

out of 5

POSTED: | BY: Nancy

Knowing Duke has this coverage makes us more pro-active parents.

We never had insurance for our previous pets and it became very expensive to get them the best medical care we could. Lesson learned! Our current fur baby has your WellnessPlan and it has been great. Any chance my husband and I could get it?!?!! And I really appreciate how easy it is to pay your premium and file a claim- your response time is wonderful .
5

out of 5

POSTED: | BY: Kris

Easy to put in claims

While i am disappointed that Nationwide cannot give preestimate of costs of coveted procedures, they do make it very easy to put in a claim and reimburse very quickly.
5

out of 5

POSTED: | BY: Karen Riepenkroger

Thank You!

Appreciate the timeliness that Nationwide gives to reviewing and payment of claims along with an explanation of what and is not covered on the claim(s).
5

out of 5

POSTED: | BY: JANNELLE L

Cares about your pet

I have never had any issues with payments from this insurance. It seems that the claim to payment process has gotten a bit slower but other than that they have been great. When I lost my other dog they helped pay for the cremation and everything. They cancelled his policy without me having to call when they saw the claim and sent me a refund check and a sympathy card. It made me feel good about the company.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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