Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Emily C

Takes a while but the important things are covered

I love using Nationwide Pet insurance because I have had some late night emergency vet experiences that cost an arm and a leg. My 20 lb dog likes to rough house with my 50 lb dog and things can get a little crazy. My little guy had a torn ligament in his shoulder and was limping for months and we decided to do laser therapy, which was covered by insurance and has so far helped immensely. My only complaint is the time it takes to get the insurance check. It takes about 2 months before you get it back.
5

out of 5

POSTED: | BY: Allyson Malandra

Incredible insurance!

Wow! Talk about such a seamless process from start to finish, and how easy to use this insurance is! We are loving our coverage and care so far, and have already received our first reimbursement check in the mail from a wellness visit. Would absolutely recommend!
5

out of 5

POSTED: | BY: Leslie Stafford

We are so thankful to have Nationwide Pet Insurance!

Our puppy is a rescue who came with many small but persistent health issues. In just the past 6 weeks, he was bitten by another dog, had a stomach issue probably from eating something he shouldn’t have, and was neutered. Those first two incidents had us taking him to an emergency vet ($$$) and Nationwide covered a good portion of the costs. We love our dog and want him to live a happy, healthy life, without making us go bankrupt, and are thankful to have Nationwide Pet Insurance to help!
2

out of 5

POSTED: | BY: Joe

Reimbursement takes way too long

The reimbursement checks takes way too long to receive.
5

out of 5

POSTED: | BY: Soo Lee

Very fast claim processing and reasonable premium

I broke the tip of my dog's tail by closing the car door on it. The poor dog ended up having to amputate the end of her tail, wearing the e-collar and all that. The whole thing cost over $1k, so I filed a claim. My claim was processed and I got my check in a week, which is great. My dog is all healed, the tail looks okay, we are just waiting for her fur to grow back.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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