Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carl Barideaux

Thank you for Guy Health issues

I really appreciate your business I think I have the best protection plan that you guys offer thanks for everything my only concern is that you guys take so long to issue a payment
5

out of 5

POSTED: | BY: Lori Wolf

Thank You Nationwide!

Thank you for your excellent service! It is unbelievably stressful and painful to see your pet suffering when ill or injured. My baby boy Dexter ingested a foreign object and needed emergency intestinal surgery. Your insurance plan reimbursed me over $2500. This helped greatly with the financial stress! I highly recommend your pet insurance to friends and family!
5

out of 5

POSTED: | BY: Mary Mortali

I am very happy with Nationwide insurance for my dog.

Any time I have submitted a claim, it has been handled efficiently. There is a slight waiting period for reimbursement but it's tolerable. I always understand the reasoning for reimbursements with the paperwork returned to me.
3

out of 5

POSTED: | BY: Deb

Minimal Reimbursements

I have been with Nation Wide since the beginning of 2018. I thought I would go with them because their premiums were lower. Well, I got what I paid for. Less Reimbursements from them. I have two Mastiffs. One is on prescription food. My previous insurer would reimburse almost all of the cost of the food. Nation Wide? $0. So far for both dogs I have paid $1243.50 in Vet bills (NOT including the prescription food), $1,480.08 in premiums for a total of $2,723.58 and have been reimbursed $379.52. This last visit to the vet was the biggest reimbursement. Vet bills $556.99 - Reimbursement $257.74. Finally, something positive.
5

out of 5

POSTED: | BY: Tamara Williams

Overall great experience with Nationwide

I appreciate the service I have recieved. I have had multiple issues with my pets recently and have recieved exceptional service. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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