Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Brenda

Just okay

I have had pet insurance with you for 3 years. It seems you keep going up on your premiums and it has been taking longer to get the claims processed and my money back to me. I'm not happy . My last claim was for medicine and you refused the claim because it was marked estimate. That's rediculious. I. could understand if I had an appointment for Kobe, but I called the vet and they gave Kobe medicine to resolve the issue.Now I have to go back to vet and get an invoice you will accept and resumit the claim. How inconvenient!!!This is upsetting.
5

out of 5

POSTED: | BY: MARCOS

Fast reembursement

Fast reembursement.
5

out of 5

POSTED: | BY: Rachel

Love having nationwide to help offset vet fees for unexpected accidents-just wish it processed more quickly!

I’m grateful to have my nationwide major medical plan with my high energy puppy! She split her paw pad last month and needed multiple rounds of stitches which was unpleasant from both cost and discomfort perspective. Glad nationwide is covering outside of my deductible...I just wish they moved a little bit quicker! It took almost a month to process the first sets of claims. Overall, a happy policy holder!
5

out of 5

POSTED: | BY: Deborah

So Glad I HavePet Insurance!

A regular teeth cleaning for my pup Syri turned into the extraction of six teeth and a bone graft! It was very expensive but needed to be done. To my surprise, I received most of the money back through my claim with Nationwide!
5

out of 5

POSTED: | BY: John

Terrific service in all respects.

Plans are great and service has been exceptional.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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