Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lara

I like this insurance.

Good
5

out of 5

POSTED: | BY: John

I Wish I Had Looked Into Pet Insurance Years Ago

I had always heard about pet insurance but never really checked it out, until recently. Dealing with Nationwide is a pleasure. They cover just about anything the pet needs, not just emergencies or operations, as I thought. The claiming process is easy. Just one short form to fill out. They keep you informed of the time frame, for your payment, and you don't have to keep checking with them, about where it is.
5

out of 5

POSTED: | BY: Liz

This is the first experience I have had with a pet insurance company. So far, the service has been amazing.

This company has really put me at ease finacially, when it has come to treating my dog. Being a veterinary technician, i know I should be doing the gold standard of treatments when he gets sick (especially in order to prevent him from progressing). Because of Nationwide, I can do all of that without second guessing and he can recover quickly, and get back to being the amazing pug that he is.
5

out of 5

POSTED: | BY: Andrea

Great Coverage

I have an older dog who was recently diagnosed with Lyme's Disease. This has been extremely hard on him but thankfully Nationwide Pet Insurance has made it easy on us for reimbursement of his medical bills, ensuring he is getting the best treatment.
5

out of 5

POSTED: | BY: Estelle

Great thing to have for my dog so I don’t have to worry about the cost of his medical care.

Buying pet insurance for my last two dogs has been great. The insurance has paid substantially for everything from copperhead bites to treatment of melanoma of the iris . Also the routine care any good pet owner gets for their dog. It has relieved me from holding back from tests recommended by vet when trying to diagnose an illness. I would not want to be with out this insurance!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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