Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,604

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mariea

Thank you for great customer service!

I appreciate your timely and professional service.
5

out of 5

POSTED: | BY: Miriam

The insurance is very thorough

Excellent communication, excellent service
5

out of 5

POSTED: | BY: Gary

Overall a good experience, once I learned how to submit a claim

I am generally pleased with the process. Filing a claim is not as intuitive as I would like though. My only concern is why our claim for surgery to remove undescended testicles from Duke's Abdomen was not approved. We had them removed because this condition increases the risk of cancer, which would have meant a shorter life span, as well as increased medical bills and claims. We do understand that neutering is not covered; however, this was a neuter for cause, not for the sake of neutering. Other claims though were paid without any problem, and for that reason I will continue coverage.
5

out of 5

POSTED: | BY: Kristen

Best coverage, so grateful

I am so grateful for this coverage and the service I get from nationwide. You are the reason I can afford to give my pup dexter the medical attention he has needed and why he Is still here with us today.
5

out of 5

POSTED: | BY: Steve

Worth it, so far...

Pet insurance, like all insurance, is good to have if it’s needed. The price of the premium must be affordable. For people who really value their pet’s health and comfort it is a nice thing to have.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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