Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chuck

Pleased

Generally very pleased with your service but wish claims processing was quicker.
5

out of 5

POSTED: | BY: Merrilyn

Amazing

Amazing been with VPI now Nation Wide for years.
5

out of 5

POSTED: | BY: Daniel

Prompt Reimburse

Excellent customer service
5

out of 5

POSTED: | BY: Colleen

Very Impressed Thus Far

I've been very impressed with the very simple process i have gone through a few times now to submit a claim and receive a reimbursement. Since I have the app on my phone, all that is needed is a picture of the vet receipt and 5 minutes to submit a claim. I have the comprehensive plan for my older Yorkie and it has been great so far - I've used it for routine checkups, his preventative Heartguard/Bravecto, etc. Overall, i would highly recommend this plan based on my experience to date!
5

out of 5

POSTED: | BY: Carolin

Overall great insurance

The process of claims is super easy and the vet helpline has been great to have!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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