Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mark

Wouldn’t be without it!!

Having a pet and taking proper care of it is a MAJOR responsibility. My first dog was insured when she was 2 and lived to be 17 thanks to the wonderful coverage provided by VPI (eventually Nationwide). They literally saved her life AND her sight. My current pet, Cookie, has a sensitive tummy and eats TX food. They even help with that. Considering the love and companionship i’ve Had over the last 22 years, it’s a small price to pay to keep them healthy and happy. I highly recommend the top package as it reimburses (after satisfying deductible) at a very competitive rate.
3

out of 5

POSTED: | BY: Amy

Things have changed in regards to the company’s claim of quick payments

I’ve had my dogs and cats covered under this insurance for a number of years and will continue to do so, but they have really slowed down on the amount of time it takes to process a claim...almost to the 30 day mark. This wasn’t the case and they lived up to their claim of quick turnarounds for claim processing, but that seemed to slow down considerably in August/September 2018. It’s disappointing, especially since we have to pay the vet for services first and then, may have other pets who need services, so we have to wait to get reimbursed by the insurance company. I hope that improves to their higher standard again.
5

out of 5

POSTED: | BY: Paulette

Best

So far I have a great experience with the nationwide pet insurance when it comes to my pet claim and with the customer service every time I make a phone calls or follow up my claims, they’ve an excellent service answering all your questions and explaining your insurance coverage.
5

out of 5

POSTED: | BY: Deanna

Excellent!

Excellent turn-round time on claims! Website is efficient and easy to navigate. I like the ease of the pre-filled claim form.
5

out of 5

POSTED: | BY: Lynn

Best insurance ever!

So glad we found and signed up for cat coverage. It takes all the fear out of going to the vet. We can focus on kitty's health instead of vet bills.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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