Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jessica Koman

I'm so glad we have this insurance

The initial large claim after surgery took a long time, but the smaller claims get paid pretty quickly.
5

out of 5

POSTED: | BY: Susan Gossett

Such a peace of mind to know my baby Sherlock is protected for unforeseen illnesses.

For over 10 years, I have had insurance for my beloved English Bulldog. This is one of those investments one hopes to never have to use; however, it is such a peace of mind to know that in the event of an unforeseen accident or illness I will be able to get the best care for my baby. I also have the Wellness Plan which pays portion of yearly vaccinations and heartworm preventative. I had rather do without something else in my life than to not have the access to providing the care and treatment my best friend deserves.
5

out of 5

POSTED: | BY: barbara adler

we appreciate Nationwide Pet Insurance

It is so very easy to make a claim and so very helpful to get our refunds with Nationwide.
5

out of 5

POSTED: | BY: KimBerLey

Peace of mind

Knowing I can take my pup to the vet and not have to worry about finances while I’m worried about her is priceless.
5

out of 5

POSTED: | BY: Debbie

So thankful we had Insurance for Ni!

I wasn't sure about getting insurance on our young dog. Decided to do so for 2019 and so thankful I did! As puppies do, he ended up getting into something that required surgery and several appointments. He's doing much better now! Nationwide Pet Insurance was fabulous! I've already been reimbursed for my claims and everything was explained well. Took the stress out of the situation by knowing insurance covered so much of the cost.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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