Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,654

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Edmond

Helping take care of Pepper

Pepper just got her yearly check up and all her shots. She checked out as super healthy and at a good weight. Nationwide helps us keep her that way and we love it.
5

out of 5

POSTED: | BY: michele

good experiences so far

claims sent directly from my veterinarian avoids me unnecessary paperwork. Prompt reviews from the insurance company which agreed to cover my older (but healthy) pet.
5

out of 5

POSTED: | BY: Nancy

Always very easy to work with

I have only good things to say about my experiences with Nationwide.
5

out of 5

POSTED: | BY: Jessica

Great

She is doing a lot Better
5

out of 5

POSTED: | BY: Tracy

Overall, I am pleased with having chosen Nationwide to insure my dog, Stella.

Stella severely damaged her knee (equivalent to an ACL). The surgery was very expensive and true to their word Nationwide cover exactly as stated in my policy. I would have appreciated more transparency in the claims processing, however. Simply knowing they received the claim wasn't helpful when they took thirty days to process the first claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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