Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sharon Weeks

Thank God for Nationwide Pet insurance.

Very quick with the claims I've turned in on Mr. Pickles. It's great to be able to have everything done quickly and the money deposit in the bank without me having to drive anywhere to take care of it.
3

out of 5

POSTED: | BY: PJ Kessler

Needs major changes

When a dog is 16.5 years old with a lung disease, they should NOT have to undergo sedation for a biopsy to prove they have IBD. The top Internal Medicine Vets at the University of Minnesota Veterinary Medical Center proved he had it by sending his info to Texas A snd M for verification. Dr. Lindsay Merkel, Chief of the Internal Medicine dept at the UVMC even sent a letter into you explaining this. Very upset you have this ridiculous rule. You need to make exceptions for dogs that cannot undergo sedation because it would kill them. VPI/Nationwide used to be fantastic and you need to understand that not all dogs cannot have sedation. Many are older and have conditions that prevent them from being sedated. I hope they adjust their requirements and get back to being the best pet insurer on the market.
5

out of 5

POSTED: | BY: Beth McCarthy

Louie is in good hands with his vet who has making his health the best possible.

Louie is a healthy, happy little guy. Thank you for helping me keep him that way.
5

out of 5

POSTED: | BY: Sonia Bellini

Thank you for being such a great company.

I am grateful for the coverage you offer. I feel that you really care about my pets. Thank you
5

out of 5

POSTED: | BY: Sherry

Nationwide is great

I got Nationwide insurance for my dog when she was a puppy. We’ve had years when she rarely saw the vet and years where we would have had to omit some treatment due to the cost if I didn’t have insurance. The claims are processed quickly and easily with the app and I am completely satisfied. I tell all new dog owners to get Nationwide,
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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