Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Betsy Scott

I could focus on getting him better, not worrying about how I was going to afford it.

About a month ago, I let Oliver out for one more "potty" in the backyard. About 3 seconds after he bounded out the door I heard the most excruciating yelp I have ever experienced. I ran out to check on him and he was in the corner, trembling and unable to put any weight on his right back leg. I scooped him up and headed to urgent care where about an hour later I was informed that he had torn both his ACL and his Meniscus and would more than likely need surgery. A trip to VCA a few days later confirmed my worst fear. TPLO surgery was scheduled. Never once did I worry about the cost. I knew that Nationwide was there to help. It's now almost 3 weeks post surgery and every day his leg gets stronger and stronger. He is no longer in pain and in a few more months should be back to 100%! I know people who have dogs who have had similar injuries and they have not been able to afford the surgery. I highly recommend Nationwide to them for future needs.
5

out of 5

POSTED: | BY: Jennifer

Nationwide is taking care of my bully

My english bulldog had an allergic reaction which spread all over her body leaving her face raw. Nationwide covered the vet bill and medications and our trip to the eye doctor for her eye ulcer and additional medication. Claims are very easy to submit. Communication is quick and payment is quick.
5

out of 5

POSTED: | BY: Stacey Cohn

Amazing insurance

Very happy having this insurance
5

out of 5

POSTED: | BY: Susan Johnson

Hyperthyroidism vs Hyperthyroid confusion

Cricket appears to be doing well, but I have to wait for bloodwork in a few weeks to be sure if the radioactive iodine worked. It was confusing at first for the claim, but you came through as you usually do.
4

out of 5

POSTED: | BY: Joshua Adamson-Pickett

I appreciate the reimbursement, but the process takes far too long

I'm happy with my plan and the reimbursement, but the claim process is convoluted (downloading multiple forms) and takes an incredibly long time. As someone who's had to submit multiple claims for the same problem with my dog, it's frustrating to wait several weeks between claim submission and reimbursement. On a non-related note, you don't offer my dog's breed, treeing walker coonhound, as an option for this form. Maybe consider adding that for us TWC owners?

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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