Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jane

I have found the whole claim process to be very easy and efficient.

I have found Nationwide to be very responsive. The claim process has been very easy and efficient. My most expensive claim was for $3000 plus and at that point they requested my baby's medical records. I did submit them. It took a little bit longer to process this claim but not an excessive amount of time. I have been very happy with Nationwide.
5

out of 5

POSTED: | BY: Brent

Great service - Claim was faster than the normal 30+ day return.

Excellent service this last claim, the reimbursement came in much quicker than the usual 30+ day wait time. I was very excited and pleased to see that. I'm hoping this is a continuing trend as the 30+ claim reimbursement seems like a long wait.
5

out of 5

POSTED: | BY: Jamie

Nationwide pet insurance rocks!

Nationwide pet insurance is so easy to deal with from excellent customer service to ease of submitting claims and quick payments. I’m so glad we have this awesome pet insriance!
5

out of 5

POSTED: | BY: Katherine

My pet insurance helps take one anxiety off my mind.

Pet care can be expensive, but I also want my dog to live the best life she can. Nationwide makes filing claims and being reimbursed really easy, and I've felt supported through my pet's care. Having Nationwide pet insurance puts my mind at ease because I know I won't have to choose between what's best for my pet and the cost of the service.
5

out of 5

POSTED: | BY: Cindy

Very dependable pet insurance!

We are very happy with nationwide. When our wonderful lab injured her paw and then became sick from the medication for that, I knew we would be covered. I feel other insurance come up with excuses even in emergencies not to cover. Nationwide examines the actual information. I appreciate that I have never had to question how a claim has come back!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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