Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,654

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tamela

Certainly great to have pet insurance, it eases the mind when considering cost of vet expenses.

Certainly glad I had insurance for Akira when she was injured and completely torn one ligament and partially detached the other. She had to have TPLO surgery on both legs. The surgery went well and she is recovering quickly. National wide paid the maximum allowed for this type of injury, which helped out with the costs. Unfortunately, the maximum is only for TPLO on one leg, so we still bore the cost of the other leg. We were told that had she injured the other in a different claim year, it could have been covered too. We didn't choose when she got injured , if we had it would have been not at all, but still glad of the reimbursement for a portion of this cost. Thank you Nationwide!
5

out of 5

POSTED: | BY: Matt

Peace of mind generator

Having to take our pet to the ER and being handed a quote for $1200 can be a bit of a shock. It was a big comfort knowing that our pet got the care she needed and that our pet insurance plan was able to help us get the care she needed.
4

out of 5

POSTED: | BY: Jessica

Peace of Mind

I love having healthcare for my girl. It gives me such peace of mind knowing that I can give her the best possible care and not worry as much about the financial part. The claims are fast and easy, completely stress free. I'm very happy with Nationwide and if or when I get another pet I will 100% be insuring them with the company.
5

out of 5

POSTED: | BY: Morgan

Quick & Efficient

Awesome. Fast & seamless process. Quick reimbursement with zero issues.
3

out of 5

POSTED: | BY: Virginia

Claims take way too long to review

My claims for this particular dog took way too long to review. After the first review, they requested vet records (which they should've already received from my vet). Then I submitted the vet records and it still took another month to be reviewed again. Seriously rethinking whether I went with the right company.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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