Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Would never have a pet without it!!

All of my dogs over the years have been covered with Nationwide, which is a godsend since all of our rescues have had serious medical complications with some years being over $10,000.00 in care for just one of them. The insurance allows me to focus on them and not the finances.
5

out of 5

POSTED: | BY: Traci

Great process

The ease of sending in claims and the process has been really smooth. Customer service is super helpful whenever I call. I have been happy with services!!
5

out of 5

POSTED: | BY: Michelle

Timely and easy reimbursements

Reimbursement is easy to to request and payment is received promptly!
5

out of 5

POSTED: | BY: Nancy

Great service, caring people

The claims we have submitted so far, have been handled quickly and perfectly. It's really nice to work with a company that has us and our dog's best interest in mind.
5

out of 5

POSTED: | BY: Debra

So glad I have this insurance.

I was hesitant at first to get pet insurance. I am so glad I did! Nationwide has made it very easy to file claims and they pay exactly what they say they will pay very promptly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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