Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,656

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kim

Nationwide has good coverage but could cover more pet owner needs

Pros: Good rates Fast claims response and payment We have had Nationwide pet insurance for 3 years and it has been a blessing when unforeseen issues with pets happen, which ultimately they always do! Cons: Dentals being a big concern among pet owners these days, it makes more sense to help the owner cover proper maintenance of pets teeth rather than wait till there is an oral issue, which ends up costing everyone a lot more money. Also, spay/neuter, the current set up is truly nickel and diming the pet owner because it adds an ongoing cost (rider policy) onto the monthly plan cost for the life of the insurance policy. Many people spay/neuter their pets however, I don't want to have to pay for the rider for the rest of the dogs life. The constant exclusion changes to the policies each year, decide to cover an issue and stick with it, but don't continue to remove coverages from your long term customers (one of the reasons your policies originally won over others) was the ability to obtain coverages for issues that people cannot help that are inherent in certain breeds and may experience medical needs later in their lives.
5

out of 5

POSTED: | BY: Teresa

Nationwide Pet Insurance for all of my pets

One of the best decisions I have ever made was getting insurance for my pets. Nationwide has made it so easy, I simply use the app to submit all my pets claims (I have 3 dogs and 2 cats) and submitting the claim takes a minute or less. The time to receive my response is always very fast. Also, when I have any questions the customer service team is always very polite and helpful. They always answer all of my questions. I am so grateful to have the peace of mind that if one of our pets becomes ill, I do not have to stress about the financial burden; my focus can always be on what we can do to help Abby, Rubicon, Junior, Elliot or Harry.
5

out of 5

POSTED: | BY: Susan

The claim was processed and paid so quickly, and with such a large expense that was so helpful!

The only thing that could be improved upon is compiling all the documentation and submitting it. It would be nice if the vets office could submit to the insurance company directly.
5

out of 5

POSTED: | BY: Soraida

Best Pet Insurance

Best Pet Insurance
5

out of 5

POSTED: | BY: Kimberly

Best service

They are always quick with claims and to answer any questions or concerns

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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