Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jake

Painless

Having Nationwide Pet Insurance has given me that piece of mind that no matter what happens to my fur baby he's taken care of.
5

out of 5

POSTED: | BY: Andrea

Would recommend Nationwide to anyone

I would recommend Nationwide to anyone. In fact, anyone who I have a discussion with about veterinarians I always mention insurance for dogs.
5

out of 5

POSTED: | BY: Joanna

This Pet Insurance is the Best!!!

I was previously paying for pet insurance for my two dogs with a different company and although my premiums were similar to Nationwide, I never made a claim since my deductible and co-payments were so high. Nationwide is so reasonable and their benefits are amazing! Their customer service and follow-up is so helpful, and they reimburse claims quickly. I will never go without pet insurance again, and it will always be with Nationwide.
5

out of 5

POSTED: | BY: Peter

Easy convenient awesome

Easy convenient awesome. Highly recommended.
5

out of 5

POSTED: | BY: Marc

Very happy with insurance. The 1st few claims took longer to process but recent ones have been posted in a timely manner.

Customer service has always answered and explained processes/questions.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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