Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,656

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Emily

Best pet insurance, hands down

I have been a client of Nationwide Pet Insurance for over 10 years. I've had both my french bulldogs covered under their various policies. In the last few years, I've had the whole pet with wellness rider plan. It covers 90% of all our expenses after our deductible. It is expensive (and this last years rate hike was extreme) but I decided to stay with the same coverage. The coverages give me a real piece of mind. If next years price increase jumps nearly $100 again I will look into switching companies. So Nationwide please take this into consideration. While I understand that insurance costs reflect a multitude of factors - at the rates, I am now paying - the least insurance companies should do is try and get the costs we pay per year deducted on our taxes. Use your influence and lobbyists; our animals are a part of our family.
5

out of 5

POSTED: | BY: Brad

easy to submit review. fast turn-around

Submitting the review was easy. Just took pictures of the receipts with my phone and sent them in. About a week later, the claim was fulfilled.
5

out of 5

POSTED: | BY: Susannah

Great Vet; great insurance! Assurance that I can do what's best for my dog

My vet was very responsive to my concerns, and provided valuable advice which I have followed, to the benefit of my Lady.
4

out of 5

POSTED: | BY: Joseph

Claim payments

The claims process is not a problem, but the length of time to review and pay on a claim is much too long. We were told when we signed up that claim payment was within 2 weeks of the claim. It usually takes a month - sometimes more- to get payment. This issue is what prevents us from recommending Nationwide to other pet owners.
5

out of 5

POSTED: | BY: Al

Wouldn't be without it.

It just gives us peace-of-mind knowing that our pet is covered for almost any emergency. Fast and accurate response to our claim is another thing we can count on. Keep up the good work!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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