Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dwanna

Convenient & Caring

Nationwide made paying for the major medical costs for my dog/furbaby, Oliver, so easy and convenient! When Oliver had to be rushed to the vet this spring, I was worried about his health. But I wasn't worried about the costs - $650. I knew that Nationwide covered it under my dog insurance plan conveniently set up through payroll deduction. When I called Nationwide's customer service to check on the claim, they explained that they hadn't received it yet. They reassured me that, on receipt, they would process it as quickly as possible. I called my vet's office to remind them to file the paperwork. I received email notice that Nationwide had my claim and notice again when they finished processing it. Within two weeks, Nationwide direct deposited the refund to my bank.
5

out of 5

POSTED: | BY: Rao

Nationwide insurance for my dog

My dog is 2.5 years old. I took insurance with Nationwide when she was about 6 months. The claim process is simple. One can either email or fax the claim. So far I never had a issue receiving the reimbursements whether the bill small or big. The customer service is also friendly.
5

out of 5

POSTED: | BY: Gloria

I'm so grateful that I have Nationwide Insurence for my little teacup pomeranian.

I'm so grateful that I have Nationwide Insurance for my teacup pomeranian.
5

out of 5

POSTED: | BY: Lucas

So easy and convenient

Nationwide pet insurance is great! It is wicked easy to submit a claim and they are pretty quick to reply to any submission. Definitely worth it!
5

out of 5

POSTED: | BY: Katherine

I am so glad I got this insurance!!!!

My food-obsessed lab mix managed to break through a crack in the recycling bin and pull out a pizza box. We ended up in the Emergency Room and his GI obstruction cost $1000 to take care of! It was so easy to submit the claim and get reimbursed. That I almost started humming “Nationwide is on your side...”

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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