Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,800

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Andrea

Difficult to know what is and isn’t covered

I have some peace of mind knowing that part of a medical emergency may be covered but it is always a surprise when the EOB comes to see what was and what wasn’t covered. It also takes about 30 days for a claim to go through. It’d be nice to get some indication around 15 days on status of the claim. Is it still in process? Waiting for approval?
5

out of 5

POSTED: | BY: Kristin

The Best Pet Insurance on the Market!

This insurance has given us the ability to make decisions at the vet without having to worry too much about financial setbacks. It has given us access to better levels of care for our dog and we are able to make sure he has a better quality of life.
5

out of 5

POSTED: | BY: Emily

Extremely Satisfied So Far

We switched from another insurance provider, and I'm really glad we made the decision to switch to Nationwide. It's been really easy to submit claims and get them processed. We chose to add the Pet Wellness option, which is a nice feature. Nationwide has honored what they stated they would reimburse, and we've saved so much money. Nationwide has made it a lot easier for us to make sure our pet is well taken care of.
5

out of 5

POSTED: | BY: Veronica

Wellness check

Buck is feeling fine. He was in for a wellness check and I was reimbursed promptly for his visit because I purchased the wellness rider. Thank you
5

out of 5

POSTED: | BY: Madelin

Great investment in your pet.

I have had Nationwide insurance for my dog Otis for years. I am very happy with them. I find they cover a significant part of the expense for Otis' medical care. Claims are processed quickly and are easily understood. Particularly as Otis gets older I feel this is a very important investment in his health and my sense of security. You can't go wrong with Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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