Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,843

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sunil

Thank You for everything...

Our guy Kirby required an emergency Splenectomy, after which the initial tests revealed he had Splenic Stromal Sarcoma. Additional testing and consults with an Oncologist along with some additional biopsies revealed a Hemangiosarcoma. We were devastated. But, all through out the process as we worked thru the surgery and the tests and the consults, every single time we submitted our claims to Nationwide, we were really very pleased with how promptly they were processed. Nationwide has made the expense/cost side of this experience, easy for us so that we are able to focus and do what is right for Kirby. Thank you Nationwide for truly being there for our pet. You guys are amazing!
5

out of 5

POSTED: | BY: Annie

The VitusVet app makes it very easy to submit claims

The VitusVet app makes it very easy to submit claims. I wish more Vet offices would get into this program for the health, exam and vaccination entries, or requests for medical info from another Vet. Still, even if I can only use it to submit claims, I'm a happy camper.
5

out of 5

POSTED: | BY: Don

Easy insurance company to work with

We just signed up for pet insurance about a year ago when our corgi was 10 years old. She has been really healthy, but we know that as pets age they may need a bit more medical care. Well, sure enough we needed some care. I got the claim forms, filled it out, attached the invoice from the vet's clinic and mailed it in. Within about a week we had received an email confirming payments were being made on all the claims we sent in. Checks were issued and delivered and a summary of the claim was sent with the check so we could understand what was covered. Very easy to work with Nationwide. So happy we have them as our pet insurance carrier.
5

out of 5

POSTED: | BY: Rachel

Life saver!!

Nationwide is an absolute life saver !!
5

out of 5

POSTED: | BY: Stephanie

Experience has been great!

Sending claims and getting a timely response and benefits explanation has been exceptional.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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