Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Lily

Average

VPI is average in my view as a pet insurance company. The pros is that they cover wellness visit up to a certain point but the con there too is not everything is really covered either. I’ve had nibbles on VPI/ Nationwide since she was a puppy and I would have thought that over time that more would come come being a long time customer but each year as your pet gets older the deductible is higher and I see that they cover less. The one time nibbles was near death from eating bone that impacted her intensine when she was 4 years old - nationwide only cover half the cost of the surgery and everything from hospital stay /icu and meds were not covered. The point of insurance to help pets who are the owners children get protection and care in an insurance policy. From this surgery and hospital stay I was out of pocket $10,000 because only surgery was covered by a little less than half the amount I had to pay for. My husband and I are planning to switch because she isn’t getting better as she gets older and we need to be able to care for her with work with an insurance company that will help more then less.
5

out of 5

POSTED: | BY: Cheryl

Very happy with policy.

Filing claim for Red's annual physical was so easy to do. Very satisfied with what policy has to offer. Don't have to. Worry about Red's health care. Thank you
5

out of 5

POSTED: | BY: Jamie

IVDD Nightmare

Our frenchie had two IVDD surgeries in six months! If it wasn’t for nationwide...I don’t know where we would be as these surgeries were in the thousands. They paid 90% of the cost which allowed us to not have the financial stress. Instead we could focus on our #1 priority...our baby Truman. Thank you nationwide for being there when we needed you most!
5

out of 5

POSTED: | BY: Linda

Efficiency

The app is so easy to use, payment turn around time is quick!
5

out of 5

POSTED: | BY: Mary

Nationwide is the best!

Got Nationwide Pet Insurance the day I brought my puppy home. She has had two major operations and Nationwide came through for us. They reimbursed us their portion before my credit card bill came. I recommend them to everyone I know who has a pet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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