3
out of 5
POSTED: | BY: Lily
Average
VPI is average in my view as a pet insurance company. The pros is that they cover wellness visit up to a certain point but the con there too is not everything is really covered either. I’ve had nibbles on VPI/ Nationwide since she was a puppy and I would have thought that over time that more would come come being a long time customer but each year as your pet gets older the deductible is higher and I see that they cover less. The one time nibbles was near death from eating bone that impacted her intensine when she was 4 years old - nationwide only cover half the cost of the surgery and everything from hospital stay /icu and meds were not covered. The point of insurance to help pets who are the owners children get protection and care in an insurance policy. From this surgery and hospital stay I was out of pocket $10,000 because only surgery was covered by a little less than half the amount I had to pay for.
My husband and I are planning to switch because she isn’t getting better as she gets older and we need to be able to care for her with work with an insurance company that will help more then less.