4
out of 5
POSTED: | BY: Raeka
Comprehensive plan
overall we are happy with this policy - although there were some questions/issues early on regarding what constitutes a pre-existing condition.
4.8
out of 5
Number of reviews 24,908
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Morgan
Great service
Placing my claim was quick and easy. Received a decision on my claim withing 10 days. Great service and well worth it.
5
out of 5
POSTED: | BY: Angela
So glad we did this for our dogs.
Last year, our older dog Sweet Pea, 13 at the time, had to undergo very expensive pin point radiation treatments daily for 4 weeks. It was so expensive but we were reassured of a positive prognosis. It is the 1 yr. anniversary of those treatments and our old girl is going strong. Our VPI/Nationwide Insurance certainly helped to defray much of the cost.
This past Spring, our lovely Ginger became ill. Just as one issue was treated, another cropped up. She struggled to hang on and stay with us but by June 1st she let us know that she could go no further. She crossed the Rainbow Bridge early on the morning of June 1st. Again, VPI/Nationwide did not hesitate to help cover the many tests, X-rays, ultrasounds that were necessary to determine the cause of her health deterioration. Over the years, we have recommended this pet insurance to many of our friends and will continue to do so.
5
out of 5
POSTED: | BY: Frieda
All pets need pet insurance
I had pet insurance on my previous dog and it was helpful to cover costs of vaccines, routine care and surgery when he was older. It gave me peace of mind. When we got our new puppy, we got pet insurance again. I didn’t think we would really need it until he was older, but in the first year, he contracted parvovirus (mild case as he had been vaccinated) and ended up in the ICU at the emergency vet. He since had an ACL replaced and most recently lipoma surgery. What would have been a financial and emotional event in our lives was lessened by having this insurance. When my dog had complications from his lipoma surgery, Kathleen (awesome customer service rep) had us send all his records and we received even more funds back than we expected. I highly recommend this for all pets as you never know what might happen.
5
out of 5
POSTED: | BY: Susanna
Best Insurance Plan
I have had nothing but great experiences with Nationwide. I get my explanation of benefits, which is so easy to read, so fast. And if you are getting reimbursed, you receive you check with in a week or two. Low deductible and great coverage!
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.