Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,878

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Easy!

I've had an easy time making my claims for Ruffio with you! You've been most helpful!
5

out of 5

POSTED: | BY: Sujay

Convenient and easy

It was really easy to file the claim using the mobile app. While the processing time could be improved a bit. overall experience was really good. Accepting payments is easier too. You don't have to wait for the check in the mail, you can accept online payments.
5

out of 5

POSTED: | BY: Sony

Awesome Experience

Takes the stress out of caring your fur baby.
5

out of 5

POSTED: | BY: Catherine

Once I got myself on the electronic system, things worked like a charm

The insurance is expensive unless you are using the benefit often like we are. Captain Jack has pancreatitis and is on meds and regular visits to the vet. The insurance helps with the cost.
5

out of 5

POSTED: | BY: Lucia

Awesome

The underwriters reviewed Luigi’s case and a thorough and professional manner and really provided excellent coverage for his gastrointestinal problem as well as his prior surgery this year. They truly went above and beyond and we are very appreciative. We have recommended nationwide to every pet owner we encounter

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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