Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,878

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Nationwide has always honored their commitment to pay appropriately for services rendered

Excellent service
5

out of 5

POSTED: | BY: Nydia

You guys are lifesavers

Awesome customer service
5

out of 5

POSTED: | BY: Maritza

Awesome

Haven’t had a problem
5

out of 5

POSTED: | BY: Tracy

Easy

My dog is super friendly and inquisitive. Having pet insurance makes vet visits easy and when she does have unexpected moments it is so great to know that they are covered and I never have a "should we go" moment. My dog is like family and Nationwide makes it easy to keep her healthy.
5

out of 5

POSTED: | BY: Linda

It's Good to Have Pet Insurance

I have had pet insurance ever since my mixed breed part rottweiler got osteosarcoma in her front right leg. She had to have it amputated, and went through chemo only to then have either a blood clot or stroke paralyze her rear end. We had no choice but to euthanize her. This was after spending over $10,000 out of pocket. Now that my two dogs are older they are having some issues and even though it gets more expensive as they age it is worth it to me. My brittany had to have CCL surgery which costs around $3800 but I only had to pay 10%. This insurance is one of thee best for what they cover and I have done extensive research on all the available ones out there. They cover dental and heartworm prevention which is a big plus.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review