Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cindy

Very dependable pet insurance!

We are very happy with nationwide. When our wonderful lab injured her paw and then became sick from the medication for that, I knew we would be covered. I feel other insurance come up with excuses even in emergencies not to cover. Nationwide examines the actual information. I appreciate that I have never had to question how a claim has come back!
5

out of 5

POSTED: | BY: Rafael

Amazing insurance

The claim process was very easy and fast. Very satisfied!
5

out of 5

POSTED: | BY: Shawn Smith

Amazing!

Nationwide was amazing when we had to have ACL surgery on our mastiff at just 2 years old! Any questions, the customer service team was ready and able to handle it over the phone very quickly. The ease of sending in all of the claim forms for Venus was great and we received our claim check within 2 weeks! We have nationwide for all 4 of our dogs and it is well worth it!
1

out of 5

POSTED: | BY: Mary

Nationwide's claims adjusters will find the easiest way to save the company money and doesn't care about the pets or their owner

It's abundantly clear that your claims adjusters only care about saving money for Nationwide. Nationwide is a multi-million dollar company that teaches its employees to pinch pennies so that it can get away with providing its customers the least amount of money. Yet, when i call your customer services representatives claim that they are doing everything they can to give me back 1/3 of the cost of the vet appointment. I am so heartbroken and disappointed. I wish I had done more research seven years ago when I was looking for pet insurance.
5

out of 5

POSTED: | BY: Jessica Sosa

Stress Free Pet Insurance

The best decision I made was get this pet insurance for my frenchie! Has been such a stress relief. Best part is being able to take him wherever I think he will be treated best. Love nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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