Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Karen Harris

Very good Insurance Company fo my Maggie

I am glad I have insurance for my Maggie. It does help out with the expenses. I do wish it would cover medication.
5

out of 5

POSTED: | BY: Lynn Jackson

Very pleased/satisfied

Review process was quick and my refunds were as expected based on my dog’s coverage. However, I understand that reproduction related services will no longer be covered next term. I would expect my monthly premium to be reduced. Very happy with Nationwide Pet Ins
5

out of 5

POSTED: | BY: Gretchen Livesey

Taking care of our dying dog

Our White West Highland Terrier Scout was diagnosed with osteosarcoma in her skull (eye orbit specifically), which has meant countless visits to the vet, mainly for care to reduce her suffering and to allow her to live the last months of her life as a mostly normal dog. Our Nationwide coverage has allowed us to get the best care for her, which we otherwise would have been unable to provide. Likely, we would have had to put Scout down far earlier due to discomfort. We are endlessly happy that we invested in pet insurance through Nationwide. Thank you!
5

out of 5

POSTED: | BY: RUCHI MALHOTRA

Excellent

Tx for helping with care of this rescue girl
5

out of 5

POSTED: | BY: Donna

Having Nationwide Insurance gave me some peace of mind

My 4 yr old miniature poodle mix, Lila was very sick with several days of diarrhea and vomiting, eventually vomiting blood and bile. I took her to emergency vet and they ran a bunch of very expensive tests to rule out obstruction, pancreatitis, etc. After an overnight stay with three IV meds, Lila was released with a diagnosis of gastroenteritis with an ulcer, and sent home with oral meds. She got better after a few days and I was super grateful to receive over $1700 back from Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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