Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Edward Borders

I am very happy we have this insurance. They have been very helpful and always there when we needed them to be.

Our chow chow has had valley fever now for awhile and you all have been awesome. I am so glad that we have pet insurance through you all. Thank you for everything you have done for us.
5

out of 5

POSTED: | BY: Carol Richards

Thank you Nationwide😊

Your personnel have always been very helpful and efficient. This is the first time I have bought insurance and it is well worth it. Again thank you and so does Zoey🤗
5

out of 5

POSTED: | BY: Pamela

Fantastic

I was so stressed when my Jax had to have major surgery following the swallowing of a river. I worried about his health and also the large cost of his care. Despite a long recovery he is as good as new now. The filing of his claim was the easiest quickest thing I’ve ever done and a few short weeks later I received a check much to my delight. At least something went right through my Jax’s antics with the rock eating.
5

out of 5

POSTED: | BY: Louise Irizarry

Helps defer financial burden allowing making decisions easy!!

Great company. Allows us peace of mind to be able to afford vet visits knowing we have pet insurance!!
4

out of 5

POSTED: | BY: Matthew Knechtel

Adequate but cumbersome

The insurance covers what they say and is adequate. However the claims process is cumbersome and slow.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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