Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gerald Rust

Mr

Purchased your Nationwide Pet Insurance for Oliver when he was a pup. I was paying $59.78 monthly, which I thought was reasonable. I have now received a letter from Nationwide stating that next month, June 2019, Oliver's premium is going to go up to $90.44 per month......since he has now turned 2 years old. That is an increase of over 50%, because he is one year older. At that rate, I'll be paying over $2300 a month when he turns 10. I'm afraid I can no longerr afford your insurance, and will be forced to cancel this policy, and find a company with more reasonable rates....and rate increases !
5

out of 5

POSTED: | BY: Deborah Pfeiffer

fantastic

As Huey was in distress and then did require abdominal surgery, I wouldn't have been able to pay for it without Nationwide. He has recovered fully and is back to being his bouncy, full of energy 2 yo self.
5

out of 5

POSTED: | BY: Jeanne Murphy

fast efficient service

I am always pleased with the fast, efficient, and caring service I get from Nationwide about my pet. The claims are easy to file and arrive on time. The reps can be counted on to help over the phone and steer you straight. They give important tips related to my choices of coverage. The staff is timely and knowledgable.
4

out of 5

POSTED: | BY: Vivian Kochis

This was a wellness visit

Glad to have pet insurance to help with medical expenses
5

out of 5

POSTED: | BY: Cindy Walker

Thank you for taking care of Sasha!

I am very happy with Nationwide. I am unhappy that I have been told that her monthly medications are covered when I call customer service, but when I send in her claims, they are denied. I feel like that is very misleading. And I wish the claims were processed a little faster. Other than that, I am very happy with Nationwide Pet Insurance. Thank you for being there, "just in case".

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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