Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,908

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dana

This coverage was a lifesaver for my dog on several occasions

I couldn't be happier with the coverage I've gotten. I have a 4 year old Frenchie that has had a wealth of health issues and between the wellness and illness plans it's covered the vast majority of our bills. Twice I've had to take her to the emergency vet with cases of aspiration pneumonia and my policies kicked in on both visits covering the majority of the costs--- I wouldn't have been able to save her life both of those times if it wasn't for my insurance. So so so grateful, I would recommend this to anyone!!!
5

out of 5

POSTED: | BY: Heather

Glad to have pet insurance! Always friendly and helpful customer service staff.

Overall very satisfied customer
5

out of 5

POSTED: | BY: Sharon

Nationwide is great to work with.

Wonderful experiences
5

out of 5

POSTED: | BY: Melinda

Difficult to fill out claim form

Overall very happy but site is difficult to maneuver around.
5

out of 5

POSTED: | BY: Kenneth

probably the most "stress-less" process I have come across in dealing with medical reimbursements.

A very quick, and worry free process in dealing with on-line submitting of paperwork and notifications of claims being processed. The only thing I would suggest, as my cases with my pets, would be to up front inform the pet owner of how the claims are to be processed or categorized for quicker/correct processing. I had all the payment documents but it turned out that they needed to be totaled according to "wellness-care" vs "Injury treatment". This might have be easier to know how or what is the best to submit the claims when they are mixed coming from the vet. Other than that, 2 thumbs up on the service and responses.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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