Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy Reese-Zompa

Awesome!

You guys rock. Whenever I send in a claim you process all the time. I really appreciate your quick payment.
5

out of 5

POSTED: | BY: Donya Summers

The title is appropriate

I feel the name is appropriate. It is a relief. to know I can take my pet to the vet. When it is needed. Her health is important to us because is a very valuable part of our family.
4

out of 5

POSTED: | BY: Jean Chapdelaine

takes longer than I'd like to process the claim. The pre-existing condition exclusion is unfair.

The claim processing time runs around 30 days which is longer than I would like. The pre-existing condition exclusions are ridiculous.
5

out of 5

POSTED: | BY: RL

So worth it to have Nationwide Pet Insurance.

What a great insurance company. Claims are easy. Reimbursement is great! What a wonderful company. A lifesaver!
5

out of 5

POSTED: | BY: LINDA J

Excellent Insurance

I am very pleased with Nationwide pet insurance. It saved my dog's life when he had a ruptured disc. If I hadn't had the insurance coverage, I would have had to put him down as he is a large dog, was in pain, and unable to walk without spine surgery. Nationwide paid at the promised 90% for thousands of dollars of surgery, therapy and hospitalization. Most recently, he had issues with pain which our vet thought to be related to his spine and/or neck. Nationwide paid for the MRIs that he needed. I tell everyone who I meet who has a pet that this is absolutely wonderful insurance and well worth considering. In fact, I have been so grateful for this excellent coverage that my house and cars are now insured by Nationwide. You can never be certain that you will need insurance coverage but, when you do, Nationwide is there to help.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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