Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Yaroslav Natenzon

The best and most convenient service ever.

Great service works as advertised, always one step away!
5

out of 5

POSTED: | BY: Belinda Hasal

Very easy to submit a claim via the VitusVet app

We are very grateful to pet insurance for our senior dogs. We are able to give them the care they need knowing that we have help to pay for vet bills.
5

out of 5

POSTED: | BY: Shannon Drake

Good job!

I think that Nationwide does a great job...but the ease of placing a claim could be better and the speed at which the claim is reviewed could be faster. Overall....I approve and appreciate the assistance with my dogs health coverage.
5

out of 5

POSTED: | BY: Lois Ellis

so far we have been very pleased. I just recommended your company to a friend. Yankee was recently diagnosed with diabetes so

Excellent. We are glad we took insurance out on Yankee as a pup. His recent diagnosis of diabetes is upsetting to us so it is good to know you are there for us.
5

out of 5

POSTED: | BY: Kim

Love submitting my claims via app

I love the convenience of the app and submitting my claims. However, I bought prescription food from Chewy. Chewy validated my prescription but when I submitted my claim it was denied bc it wasn’t purchased directly from my vet. Now to counter and prove that my vet provided a script I have to snail mail or fax proof for a claim that was originally submitted electronically. It’s inconvenient and a bit backward. Why can’t I submit my supporting documentation electronically? A little frustrated bc my dog will continue to be on prescription food likely for the rest of his life. Will I have to do this each time I submit a claim ? I hope not. Sigh.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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