Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Roberts

Nationwide is the Best

Our Bulldogs have more skin issues in the summer due to the heat. Without Nationwide, we would not be able to afford giving them the best care to resolve their issues and keep them comfortable.
5

out of 5

POSTED: | BY: Regina Mayhew

Excellent coverage offered by this plan!

We changed pet insurance carriers several months ago. Earlier this year, one of our cats was diagnosed with mammary chain cancer. Nationwide has been prompt in processing our claims and has continued to pay for her treatment. I have no doubt that my other policy would have maxed out by now. Also extremely easy to collect claims payments.
5

out of 5

POSTED: | BY: Julie Banks

Nationwide Pet Insurance is Amazing! I wish I'd had it years ago!

When I first got my little Aussie two years ago, I was skeptical about pet insurance, thought it wasn't really necessary or more money than it's worth. But now I wish I'd had it years ago for my other two furbabies! Not only did they cover my Cassie's spaying in the first year I had it, but they've already shown just how great they are with all of the reimbursements since. Knowing it covers her heart worm pills, flea protection, prescription food if she needs it, sold me from day 1. My older dog is 15 yo and is way beyond insurance at this point. In his life, he was neutered, had many visits to the vet due to health issues, exploratory surgery at age 9 to discover possible cancer, ultrasounds and needle aspirations at a specialist, everything. He has been on prescription food for six years now, and knowing that would have been covered when it costs me $160/m.... I really can't praise Nationwide enough. And I even did cost comparisons, and no other company actually offered as much coverage for the same price. The others were lower by a few dollars on their coverage, but only covered at most 2/3's of what Nationwide does. I will never go without pet insurance from Nationwide again!
5

out of 5

POSTED: | BY: Zachary Mauro

Overall pleased!

Claims take a while to process, but overall I’m very pleased so far! Definitely a good decision
5

out of 5

POSTED: | BY: Mark Blass

Nationwide Pet Insurance is Tops!

Every insurer should be this good. Easy claim submission. Quick response. Great policy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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