Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen R

Easy submittal process

Easy to submit receipts online, excellent coverage for my cat's UTI.
5

out of 5

POSTED: | BY: Charles Angelo

Aging Dachshund

Good claim service although it does take a bit long. Claims have been paid fairly I like the direct deposit of claim reimbursement. Very helpful,
5

out of 5

POSTED: | BY: TToon

Great Service

I have had pet insurance for probably 4 yrs now. It is a great value. My German shepherd has had a consistent skin allergy that we cant pin point. Nationwide has paid for every vet visit. Thanks.
5

out of 5

POSTED: | BY: Ron Franklin

Excellent service

The best pet insurance!
2

out of 5

POSTED: | BY: NANCY RYKS

UNDERPAYMENT FOR CLAIMS FILED

I faithfully pay my premiums through payroll deduct without fail and expect 100% wellness protection per your constant advertising and harassment for more money. When I filed my claims for Magnus this year for his wellness exams, Nationwide only paid 'allowables", leaving me hanging with the balance for these visits. What is the point of having insurance with Nationwide? I could save my premiums and pay the wellness visits in full with the savings.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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