Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Deanna

Easy as 1, 2, 3!

This insurance is easy to use to find forms, submit & get reimbursed normally with a 30 day turn around. Plus the funds are sent electronically into my account.
5

out of 5

POSTED: | BY: Katy

Fast and effective

My baby had a terrible month of treatment that ended in surgery and cost me more money than I’ve ever had to shell out at one time. Nationwide processed my claim in about two weeks and I received everything back. I almost cried out of relief when I got the notice. Worth every cent I pay per month for this insurance. Thank you <3
5

out of 5

POSTED: | BY: Michele Hamershock

Quick processing, easy to submit claims

Love the quick processing of claims and how easy it is to submit them
5

out of 5

POSTED: | BY: Farida Potvin

Best decision made

My baby had pneumonia that lingered and required 2 xrays and 3 courses of antibiotics before it’s all cleared up. I did not have to worry about the vet bills, which quickly added up, on top of worrying about my boy too. And that’s how it should be! If your pet’s well being is your number 1 priority, having insurance with Nationwide will allow you to take good care of them without additional financial worries.
4

out of 5

POSTED: | BY: Aileen Garcia

The processing of claims is taking way too long.

The processing of on online claim submission is taking at times a month maybe even longer. The turnaround processing of claims needs to be improved.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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