Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jennifer

Thanks for the email asking me if my dog is feeling better after I sent a claim for her euthanasia!

How heartless are you?? I am waiting for reimbursement of claims in the thousands of dollars for 6 months now after trying to save my dog’s life. I have sent every record from her vet and I get an email after my pup lost her fight last week that says “We hope Molly is feeling better after seeing the vet recently. We're glad we could help out with the cost of the visit! All of us here at Nationwide® are rooting for Molly—because we think every pet deserves the best care possible.” What’s going on there? Are you even bothering to look at my claims that you have not paid since December? It’s June and this is heartbreaking. YOU ARE HEARTLESS
5

out of 5

POSTED: | BY: Edmond D

Helping take care of Pepper

Pepper just got her yearly check up and all her shots. She checked out as super healthy and at a good weight. Nationwide helps us keep her that way and we love it.
5

out of 5

POSTED: | BY: michele halpern

good experiences so far

claims sent directly from my veterinarian avoids me unnecessary paperwork. Prompt reviews from the insurance company which agreed to cover my older (but healthy) pet.
5

out of 5

POSTED: | BY: Nancy

Always very easy to work with

I have only good things to say about my experiences with Nationwide.
5

out of 5

POSTED: | BY: Jessica Truitt

Great

She is doing a lot Better
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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