Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynn Thayer

Thanks Nationwide!

I have been using Nationwide since it took over VPI pet insurance. I’ve had three dogs insured through them and as a veterinary technician I recommend them to all our clients! They are lifesavers!
5

out of 5

POSTED: | BY: Eileen Green

Our Vet submits the claim. It has been extremely convenient.

Excellent! No problems. It is very easy.
5

out of 5

POSTED: | BY: Nancy

Excellent response and service

This is an excellent company to work with. They are fast, efficient and responsive. I highly recommend them for insurance for your dog.
5

out of 5

POSTED: | BY: Kristen Cramer

Grateful for pet insurance!

I am so grateful to have pet insurance and Nationwide has been fantastic to work with for the last 2 years. I find the claim process to be very easy. I rest easy knowing that my furbaby, Lola is well protected when she needs medical care, whether it's preventative or urgent.
5

out of 5

POSTED: | BY: Megan Boyle

Hassle-free experience

Nationwide made everything so easy! After taking our poor little Spot to the vet and then a specialist for several months to treat a stubborn ear infection, we were reimbursed quickly for nearly the entire cost of service. Submitting claims was super easy and they were processed quickly. We appreciated not having to wade through red tape or provide mountains of documentation. Having a sick dog comes with enough worry - it was great to not have to worry about the cost.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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