Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracy

Overall, I am pleased with having chosen Nationwide to insure my dog, Stella.

Stella severely damaged her knee (equivalent to an ACL). The surgery was very expensive and true to their word Nationwide cover exactly as stated in my policy. I would have appreciated more transparency in the claims processing, however. Simply knowing they received the claim wasn't helpful when they took thirty days to process the first claim.
5

out of 5

POSTED: | BY: Pasquale

Outstanding service

I rarely write reviews but had to here because the service is really that good. The vetline is extremely helpful and the claim process is so incredibly easy and efficient.
5

out of 5

POSTED: | BY: Stephanie Booth

Peace of Mind

When Pumpkin displayed signs of distress, it was wonderful to know that whatever treatment and medicine she needed, my insurance coverage gave me peace of mind to incur the veterinary costs.
5

out of 5

POSTED: | BY: Heather G.

I would highly recommend VPI Pet Insurance!

I have had VPI Pet Insurance for many years and for multiple pets. They have always been consistent in paying my claims and there has never been any issue. I highly recommend VPI to any pet owner!
5

out of 5

POSTED: | BY: Monica Gonzalez

Very reliable

Very happy and pleased.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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