Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy Thiele

Thank Goodness I Bought Insurance

This is my first experience with pet health insurance & my fourth dog, but first Chessie. I had no idea that a young puppy could be such a challenge. Our Goldens were much more biddable. Our crazy Chessie has consumed a pair of foam ear plugs and a sock on 2 separate occasions. Fortunately our vet visits for these “interesting meals” did not involve surgery. They were costly nonetheless. Then there was the bout of kennel cough (despite having been vaccinated). Nationwide has covered a considerable portion of these vet bills — sometimes completely. Filing a claim is simple via an app. Payment did take a while at the beginning, but seems to have gotten faster lately.
5

out of 5

POSTED: | BY: Adrianne Wyatt

Awesome Pet Insurance!

I love having insurance for Hawkeye! You make it easy to file claims and response is quick.
5

out of 5

POSTED: | BY: Gail C,

Easy claim process and quick payment

Recommended by my vet and company has lived up to her recommendation.
5

out of 5

POSTED: | BY: Brenda Fernandez

A life saver!

My Blue needed emergency surgery I don’t know what I would’ve done if I didn’t have nationwide! They processed my claim very quickly and reimbursed me! Thank you Nationwide!
5

out of 5

POSTED: | BY: Vivian Yanes

Great peace of mind.

Its' such a peace of mind to know that if an unforeseen illness or accident where to happen my little one will be taken care. I recommend Nationwide to everyone. The claim filling could not be easier. Customer service has been great the few times I have needed to call. Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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